Move, Moderate, & Motivate

A blog for finding balance, satisfaction and excellence while living a frugal, physical, and financially independent life... or at least working towards it.

Skip the 5 Dollar Coffee Run and Make a Great Cup of Coffee at HomeHow-To

Making great pour-over coffee at home is easy and super inexpensive. All you need is a few decent pieces of equipment and coffee. My preferred method is pour-over using a Chemex. The Chemex has been a...

MovModMot - January 29, 2019

Set for Life [Book Review]Books

I recently read Scott Trench's Set for Life. An amazing book for someone in their twenties and a good one for someone, like me, in their thirties. His main points are that by reducing your bigge...

MovModMot - January 28, 2019

My 2019 ResolutionsModeration

It's a new year. And like everyone else, I am taking the opportunity to reflect on the last year and think of ways to make myself a better father, husband, brother, and friend. I truly enjoy setting ...

MovModMot - December 31, 2018

A Slow Burn - The Frustration of Pre-FIREMotivation

In the last few months, a side-hustle of mine had a surge of revenue. The site made over $1,200 in a month. In the last 2 months it has made over $2,000. I know that isn't that impressive and it...

MovModMot - December 14, 2018

How to Stop Drifting and 'Outwit the Devil'Books

What is drifting and are you a victim of it? Napolean Hill, the author of Outwitting the Devil, uses the word 'drifting' to describe a person with no intention, passion, or direction...

MovModMot - December 12, 2018

The Most Important Factor for Early RetirementSaving

One of the most important and possibly THE most important factor in financial independence is Savings Rate. Essentially, this is the percentage of money you save relative to your net income. Some use...

MovModMot - July 27, 2018

Morning Rituals Win the DayMotivation

In my twenties, I used to get up, shower, and book it to work as fast as possible. It took me about 30 minutes from the time my alarm clock went off to be at my desk. I liked being one of the first pe...

MovModMot - May 3, 2018

The Trigger for My FIMotivation

A few year ago, I wasn't too concerned about working 8 hours a day at a job I enjoyed most of the time. It seemed like a decent way to spend the day and I didn't think much about it. But s...

MovModMot - April 12, 2018

The Power of Saying No to Yourself and Yes to OthersMotivation

Will power, in a sense, is the ability for someone to overcome the immediate want or temptation of one thing to increase some sort of value n the future. Practicing will power could be not buying some...

MovModMot - April 4, 2018

My Pull-Up ChallengePhysical Fitness

I believe it is important for people to routinely make goals for themselves. These goals should be challenging, but attainable. They can be related to health, finances, relationships, career, and anyt...

MovModMot - March 28, 2018

The Simple Path to Weath [Book Review]Books

This may be the best book for someone in their twenties and possibly in their thirties to read. I have been reading a lot of books on early retirement, financial independence, and self-improvement lat...

MovModMot - January 4, 2018

Money: Master the Game by Tony RobbinsBooks

Tony Robbins is not known as a financial master and he shouldn't be. He is a motivator and a self-help guru. That is his thing. With that in mind, I decided to read Money: Master the Game. Essentiall...

MovModMot - August 3, 2017

How to Avoid Weight Gain with Anti-Social MealsModeration

During the summer, I spoil myself. I indulge in brisket, pulled pork sandwiches, ribs, chicken tacos, burgers and anything else that I can cook on a grill. I enjoy craft beer and drink a few of those ...

MovModMot - July 17, 2017

When Can I Retire?Investing

Well as expected, this all depends on how much you plan on spending. As a frugal retiree you may need as little as $15,000. As a lavish spender, you may need over $100,000. Either way, there is a fair...

MovModMot - July 7, 2017

Blowing Your Mind with the Rule of 72Investing

Numbers have a way of surprising you sometimes. Add a bit of time to them and they can blow your mind. Take for instance the Rule of 72. This is a formula to determine how long it takes for money to d...

MovModMot - June 28, 2017

Mr. Money MustacheBlogs

There isn't anyone that has changed the way I think about of life and money more than Mr. Money Mustache. His principles are based on real life experience, classic literature, and knowledge pass...

MovModMot - June 22, 2017

Think and Grow Rich [Book Review]Books

I will admit that Think and Grow Rich wasn't at the top of my Reading List, but due to the fact the ones I was looking for weren't available for digital download I checked it out. Before I star...

MovModMot - June 22, 2017

An Easy Way to Increase Your Savings Rate to 50%Saving

I recently came up with a quick and easy way to increase my savings rate and put any new possible expenses under the radar. Now, I am sure this isn't an original idea, I haven't read anything about ...

MovModMot - May 17, 2017

To Invest or to Pay Off the Mortgage... That is the QuestionFinancial Independence

I have gone back and forth 1,000 times. Some people are 100% certain, but I can't decide whether or not to invest my extra money or put it towards my house. My wife and I max out our IRAs every year ...

MovModMot - March 30, 2017

A Love Hate Relationship with Dave RamseyBooks

I really can't stand Dave Ramsey. I am not sure what is. Possibly, his voice or just his demeanor, but he really just annoys the hell out of me, but I would like to thank him.   About 7 ye...

MovModMot - March 26, 2017