Move, Moderate, & Motivate
A blog for finding balance, satisfaction and excellence while living a frugal, physical, and financially independent life... or at least working towards it.
Skip the 5 Dollar Coffee Run and Make a Great Cup of Coffee at HomeHow-To
Making great pour-over coffee at home is easy and super inexpensive. All you need is a few decent pieces of equipment and coffee. My preferred method is pour-over using a Chemex. The Chemex has been a...
Set for Life [Book Review]Books
I recently read Scott Trench's Set for Life. An amazing book for someone in their twenties and a good one for someone, like me, in their thirties. His main points are that by reducing your bigge...
My 2019 ResolutionsModeration
It's a new year. And like everyone else, I am taking the opportunity to reflect on the last year and think of ways to make myself a better father, husband, brother, and friend. I truly enjoy setting ...
A Slow Burn - The Frustration of Pre-FIREMotivation
In the last few months, a side-hustle of mine had a surge of revenue. The site made over $1,200 in a month. In the last 2 months it has made over $2,000. I know that isn't that impressive and it...
How to Stop Drifting and 'Outwit the Devil'Books
What is drifting and are you a victim of it? Napolean Hill, the author of Outwitting the Devil, uses the word 'drifting' to describe a person with no intention, passion, or direction...
The Most Important Factor for Early RetirementSaving
THE most important factor in achieving financial independence is Savings Rate. Essentially, this is the percentage of money you save relative to your net income. Some use gross income (pre-tax income...
Morning Rituals Win the DayMotivation
In my twenties, I used to get up, shower, and book it to work as fast as possible. It took me about 30 minutes from the time my alarm clock went off to be at my desk. I liked being one of the first pe...
The Trigger for My FIMotivation
A few year ago, I wasn't too concerned about working 8 hours a day at a job I enjoyed most of the time. It seemed like a decent way to spend the day and I didn't think much about it. But s...
The Power of Saying No to Yourself and Yes to OthersMotivation
Will power, in a sense, is the ability to overcome the immediate want or temptation of something now to increase some sort of value in the future. Practicing will power could be not buying something y...
My Pull-Up ChallengePhysical Fitness
I believe it is important for people to routinely make goals for themselves. These goals should be challenging, but attainable. They can be related to health, finances, relationships, career, and anyt...
The Simple Path to Weath [Book Review]Books
This may be the best book for someone in their twenties and possibly in their thirties to read. I have been reading a lot of books on early retirement, financial independence, and self-improvement lat...
Money: Master the Game by Tony RobbinsBooks
Tony Robbins is not known as a financial master and he shouldn't be. He is a motivator and a self-help guru. That is his thing. With that in mind, I decided to read Money: Master the Game. Essentiall...
How to Avoid Weight Gain with Anti-Social MealsModeration
During the summer, I spoil myself. I indulge in brisket, pulled pork sandwiches, ribs, chicken tacos, burgers and anything else that I can cook on a grill. I enjoy craft beer and drink a few of those ...
When Can I Retire?Investing
Well as expected, this all depends on how much you plan on spending. As a frugal retiree you may need as little as $15,000. As a lavish spender, you may need over $100,000. Either way, there is a fair...
Blowing Your Mind with the Rule of 72Investing
Numbers have a way of surprising you sometimes. Add a bit of time to them and they can blow your mind. Take for instance the Rule of 72. This is a formula to determine how long it takes for money to d...
Mr. Money MustacheBlogs
There isn't anyone that has changed the way I think about of life and money more than Mr. Money Mustache. His principles are based on real life experience, classic literature, and knowledge pass...
Think and Grow Rich [Book Review]Books
I will admit that Think and Grow Rich wasn't at the top of my Reading List, but due to the fact the ones I was looking for weren't available for digital download I checked it out. Before I star...
An Easy Way to Increase Your Savings Rate to 50%Saving
I recently came up with a quick and easy way to increase my savings rate and put any new possible expenses under the radar. Now, I am sure this isn't an original idea, I haven't read anything about ...
To Invest or to Pay Off the Mortgage... That is the QuestionFinancial Independence
I have gone back and forth 1,000 times. Some people are 100% certain, but I can't decide whether or not to invest my extra money or put it towards my house. My wife and I max out our IRAs every year ...
A Love Hate Relationship with Dave RamseyBooks
I really can't stand Dave Ramsey. I am not sure what is. Possibly, his voice or just his demeanor, but he really just annoys the hell out of me, but I would like to thank him. About 7 ye...